The Chase Freedom Unlimited

Because you deserve a card that makes every swipe feel rewarding—and this one does it without charging you a fee.

With the Chase Freedom Unlimited, you don’t need to change your habits to start earning. This card turns the things you already do—like buying groceries, going out to eat, filling prescriptions, and booking a trip—into ongoing cash back. It’s easy to use, powerful to carry, and flexible when you need it. Whether you’re planning a vacation or saving for something big, this card helps you get there faster.

Top 10 Reasons to Apply

  1. Earn elevated cash back when booking through Chase Travel
  2. Boosted rewards on restaurants and delivery services
  3. Great earning rate at drugstores
  4. Earn a strong flat rate on all other spending
  5. No annual fee means no pressure
  6. Intro APR offer helps you stay ahead of big payments
  7. Use points for nearly anything—travel, gift cards, cash back
  8. Combine with Sapphire cards to unlock more value
  9. Works perfectly for building long-term savings
  10. Comes with trusted Chase security and protections

What to Watch For

While the Chase Freedom Unlimited is fantastic for many, here are a couple of things to keep in mind:

  • Not Built for International Use: You’ll encounter foreign transaction fees if you use it abroad, so it’s best for purchases within your home country.
  • No Premium Lounge Access or Luxury Travel Perks: This card focuses on robust everyday rewards, not high-end travel benefits.

This card was designed for people who want to make the most of their everyday spending without any complexity or hoops to jump through. If you’re tired of tracking spending categories or remembering quarterly limits, this card gives you consistent, reliable rewards all year long. It’s especially appealing if you want to earn more on dining, travel, and your daily essentials, while still having the freedom to use those rewards however you choose.

It’s an excellent fit for young professionals, frequent travelers, students, or anyone who simply wants more value from their weekly errands. It’s also a fantastic addition if you already enjoy using Chase’s broader rewards ecosystem. When paired with other Chase cards, you can truly maximize the potential of every dollar you spend.

Ready to turn your everyday purchases into limitless opportunities? The Chase Freedom Unlimited is here to help you do just that.

Written By

Jason holds an MBA in Finance and specializes in personal finance and financial planning. With over 10 years of experience as a consultant in the field, he excels at making complex financial topics understandable, helping readers make informed decisions about investments and household budgets.